Privacy Policy

Web Site Terms and Conditions of Use

1. Terms

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, applicable laws and regulations and their compliance. If you disagree with any of the stated terms and conditions, you are prohibited from using or accessing this site. The materials contained in this site are secured by relevant copyright and trade mark law.

2. Use License

1. Permission is allowed to temporarily download one duplicate of the materials (data or programming) on Mike Keith Insurance’s site for individual and non-business use only. This is the just a permit of license and not an exchange of title, and under this permit you may not:
   1. modify or copy the materials;
   2. use the materials for any commercial use , or for any public presentation (business or non-business);
   3. attempt to decompile or rebuild any product or material contained on Mike Keith Insurance’s site;
   4. remove any copyright or other restrictive documentations from the materials; or
   5. transfer the materials to someone else or even “mirror” the materials on other server.
2. This permit might consequently be terminated if you disregard any of these confinements and may be ended by Mike Keith Insurance whenever deemed. After permit termination or when your viewing permit is terminated, you must destroy any downloaded materials in your ownership whether in electronic or printed form.

3. Disclaimer

1. The materials on Mike Keith Insurance’s site are given “as is”. Mike Keith Insurance makes no guarantees, communicated or suggested, and thus renounces and nullifies every single other warranties, including without impediment, inferred guarantees or states of merchantability, fitness for a specific reason, or non-encroachment of licensed property or other infringement of rights. Further, Mike Keith Insurance does not warrant or make any representations concerning the precision, likely results, or unwavering quality of the utilization of the materials on its Internet site or generally identifying with such materials or on any destinations connected to this website.

4. Constraints

In no occasion should Mike Keith Insurance or its suppliers subject for any harms (counting, without constraint, harms for loss of information or benefit, or because of business interference,) emerging out of the utilization or powerlessness to utilize the materials on Mike Keith Insurance’s Internet webpage, regardless of the possibility that Mike Keith Insurance or a Mike Keith Insurance approved agent has been told orally or in written of the likelihood of such harm. Since a few purviews don’t permit constraints on inferred guarantees, or impediments of obligation for weighty or coincidental harms, these confinements may not make a difference to you.

5. Amendments and Errata

The materials showing up on Mike Keith Insurance’s site could incorporate typographical, or photographic mistakes. Mike Keith Insurance does not warrant that any of the materials on its site are exact, finished, or current. Mike Keith Insurance may roll out improvements to the materials contained on its site whenever without notification. Mike Keith Insurance does not, then again, make any dedication to update the materials.

6. Links

Mike Keith Insurance has not checked on the majority of the websites or links connected to its website and is not in charge of the substance of any such connected webpage. The incorporation of any connection does not infer support by Mike Keith Insurance of the site. Utilization of any such connected site is at the user’s own risk.

7. Site Terms of Use Modifications

Mike Keith Insurance may update these terms of utilization for its website whenever without notification. By utilizing this site you are consenting to be bound by the then current form of these Terms and Conditions of Use.

8. Governing Law

Any case identifying with Mike Keith Insurance’s site should be administered by the laws of the United States of United States Mike Keith Insurance State without respect to its contention of law provisions.

General Terms and Conditions applicable to Use of a Web Site.

Privacy Policy

Your privacy is critical to us. Likewise, we have built up this Policy with the end goal you should see how we gather, utilize, impart and reveal and make utilization of individual data. The following blueprints our privacy policy.

• Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.
• We will gather and utilization of individual data singularly with the target of satisfying those reasons indicated by us and for other good purposes, unless we get the assent of the individual concerned or as required by law.
• We will just hold individual data the length of essential for the satisfaction of those reasons.
• We will gather individual data by legal and reasonable means and, where fitting, with the information or assent of the individual concerned.
• Personal information ought to be important to the reasons for which it is to be utilized, and, to the degree essential for those reasons, ought to be exact, finished, and updated.
• We will protect individual data by security shields against misfortune or burglary, and also unapproved access, divulgence, duplicating, use or alteration.
• We will promptly provide customers with access to our policies and procedures for the administration of individual data.

We are focused on leading our business as per these standards with a specific end goal to guarantee that the privacy of individual data is secure and maintained.

SMS Terms of Service

1. Information We Collect

When you opt in to receive SMS messages from us, we may collect the following personal information:

• Your mobile phone number
• Your name (if provided)
• Email address (if provided)
• Messaging consent and preferences
• Message interaction data (such as delivery confirmations and responses)
• Any information you voluntarily provide in replies to our messages

We collect this information when you:

• Opt in to receive SMS messages via our website, forms, or other enrollment methods
• Communicate with us via text message
• Interact with our services

2. How We Use Personal Information

We use the personal information collected through SMS communications to:

• Send transactional messages (e.g., appointment reminders, account notifications)
• Send promotional or marketing messages (if you have opted in)
• Respond to inquiries and customer service requests
• Improve our services and communication processes
• Maintain records of consent and communication

Message frequency may vary. Message and data rates may apply.

3. Who We Share Personal Information With

We do not sell, rent, or trade your personal information.

We may share personal information with trusted service providers who assist us in operating our business and delivering SMS services (such as messaging platforms and telecommunications providers). These service providers are contractually obligated to protect your information and use it only for the services they provide to us.

We may also disclose information if required to do so by law or in response to valid legal requests.

SMS consent is not shared with third parties or affiliates.

4. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure.

5. Your Choices and Opt-Out Rights

You may opt out of receiving SMS messages at any time by replying:

STOP to cancel
HELP for assistance

After opting out, you will no longer receive SMS messages from us unless you re-enroll.

6. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, resolve disputes, and enforce our agreements.

7. Changes to This Privacy Policy

We may update this SMS Privacy Policy from time to time. Changes will be posted on our website with an updated effective date.

8. Contact Us

If you have questions about this SMS Privacy Policy or our messaging practices, please contact us at:

Mike Keith Insurance, Inc.
P.O. Box 388 Clinton, MO 64735
info@mkeithins.com
660-885-5581